Ecclesiastical Insurance has asked us to share the following information about their stance on SmartWater.
- Cover is subject to external metal being protected and registered by SmartWater or an alternative forensic marking system that has been approved by Ecclesiastic.
- It is a policy condition of Ecclesiastical for theft of metal cover that:
- SmartWater (or an acceptable alternative forensic marking solution) is applied to all external metals.
- It is registered with the supplier – Ecclesiastical will meet the registration fee for SmartWater as part of our partnership with the company.
- Accompanying signage is displayed prominently to act as a deterrent to thieves.
If this policy condition is not met, churches are not covered for theft or attempted theft of metal or the damage caused by metal theft.
It is important to note that there is no cover for theft or attempted theft of metal and the subsequent damage whilst scaffolding is erected at your premises unless agreed by Ecclesiastical.
Relevant guidance from the company can be found at the links below:
- SmartWater for churches | Risk Management | Ecclesiastical
- Theft of metal | Church guidance note | Ecclesiastical
- Theft of metal checklist for churches | Church security guidance | Ecclesiastical
- Church security | Church guidance | Ecclesiastical
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